Citrus Innovations Pty Ltd (Citro) Website Terms and Conditions

By accessing (the "Citro Website") you agree to be bound by the Terms and Conditions set out below.

To the extent that there is any conflict between the Terms and Conditions of the CitroWebsite and those of Citro’s' products and services, the terms and conditions for the specific products and services shall prevail. Citro reserves the right to vary the information on the Citro Website, including these Terms and Conditions, at any time without notice. Your continued use of the AMP Website following any changes to the Terms and Conditions indicates your acceptance of those changes.

Citro

Citrus Innovations Pt Ltd (Citro) ABN 25 667 285 654 (incorporated in Australia) conducts business in New Zealand. The Citro Website is provided by Citrus Innovations Pty Ltd. Citrus Innovations is a wholly owned subsidiary of AMP Ltd ABN 49 079 354 519.

Purpose

The content on the Citro Website, including tools and calculators, is for information purposes only. The information is of a general nature only and does not constitute personalised financial advice or other professional advice. Before taking any action, you should always consider seeking personalised financial advice relevant to your personal circumstances from a financial adviser.

Jurisdiction

These Terms and Conditions and use of the Citro Website are governed by New Zealand law, and they are subject to the exclusive jurisdiction of the New Zealand courts. The information on the Citro Website has been prepared in accordance with New Zealand law for the supply of products and services in New Zealand only. Any products and services referred to on the Citro Website are only offered to New Zealand residents living in New Zealand.

Disclaimer

The Citro Website includes information relating to the products and services of Citro. To the maximum extent permitted by law, Citro disclaim all liability or responsibility for any direct or indirect loss or damage that may result from any errors or omissions on the Citro Website, including reliance on information contained on the Citro Website, reliance on any tools and calculators provided on the Citro Website, or access to, or use of, or inability to use, the Citro Website. While care has been taken to supply information on the Citro Website that is up-to-date and accurate, Citro gives no guarantee of the accuracy, correctness, adequacy or completeness of such information (including tools and calculators) or its suitability for your intended use. Citro may change the content of the Citro Website and these Terms and Conditions at any time without notice. While care has been taken to prevent the introduction of viruses on to the Citro Website, Citro does not guarantee that this website is free from viruses. Citro does not guarantee the continued availability of the Citro Website or the continuation of any services provided on it.

Customer Acknowledgement and Indemnity

You agree to follow any instructions supplied to you in relation to the use of the Citro Website and you agree not to use, or permit the Citro Website or any part, to be used for any illegal or improper purpose. You agree to indemnify Citro and hold us harmless for any loss incurred or damage suffered by us, our customers or a third party, or for any claim or action which may be brought against us by a customer or third party, which is in any way the result of your use of the Citro Website, or your failure to take all reasonable steps to prevent unauthorised use of the Citro Website.

Links

Citro takes no responsibility for any information contained in any website accessed via a hypertext link from the Citro Website or any other website that is linked to the Citro Website. The content, accuracy and opinions expressed in such websites are not necessarily checked, monitored or endorsed by Citro.

Copyright and Trademarks

Citro or their suppliers own all copyright in the information, images, text, screens and webpages appearing on the Citro Website. This includes, but is not limited to, all the Citro Website's content, code, look and feel, text, graphics, logos, button icons, images, audio and video clips and software. It is protected by New Zealand and international copyright law. The information and materials appearing on the Citro Website may not be copied, modified, published, reposted, reused or used to create a derivative work without the express written permission of Citro.