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Because life should be rewarding
We could all use a little more cash, so we've created a community-based rewards program that gives our members exclusive access to special offers and weekly deals that unlock hundreds of dollars in cashback. While you’re here, check out our inspiring articles loved by our community.
It’s simple – spend like you always do, but get more with Citro.
Earn real cashback,
on your everyday spending
When you shop with your linked Visa card via the Citro app at any of Citro’s 100+ partner brands, you’ll earn real cashback, no points, just money back.
Whether it’s everyday spending or special purchases, your cashback is automatically tracked and can be transferred to your bank account to spend or save however you like. Simple!
Hundreds back in your pocket
Earn 100's of dollars a year cashback when you shop with Citro. Exclusive offers with leading brands across retail, insurance, travel, food & drink, fashion, health & beauty and more. Shop via the Citro app and get cashback - it’s that simple!
Whats the catch?
There isn’t one. When you shop through Citro, our partner brands pay us a commission for referring you. We allocate a portion of this to cover our operational costs, and the rest is returned to you as real cash. No hidden fees—just straightforward rewards for your everyday shopping.
Get 100s of dollars in cashback
Sign up and shop via the Citro app using your Visa Card. When you shop with our partners, you earn cashback on your purchases.
Download & signup
Download the app, follow the sign up steps, and link your Visa card.
Shop online or in-store
Earn real cashback when you shop with our partners through the Citro app using your linked Visa card.
Track & earn
Shop with Citro, and your cashback is instantly tracked and stored in your Citro wallet—ready to withdraw.
Start saving by downloading the Citro app
Most popular offers
Your security is our priority
We use enterprise-grade security to keep your personal information safe and secure.
Your card, your control
Link up to four everyday Visa cards to start earning cashback, and unlink them anytime through the app.
You're always in control of your cards and rewards.
Trusted by thousands
We follow strict security standards and partner with leading financial institutions to keep your information safe and your payments seamless.
No hidden access
Citro never has access to your card's funds or the ability to withdraw money. You remain in full control of your spending at all times.
Proudly backed by AMP
Citro is proudly backed by AMP, one of Australia and New Zealand's leading wealth management and banking institutions for 175 years.
Access to exclusive stories
Citro members get even more with a free weekly newsletter. The Citro Squeeze brings you the best of the week, curated to help you make the most of life.
This week’s top picks
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Dive deeper with our free online e-books
Get free access to our best loved online e-books - yours to download, read and share. Simply sign up to become a Citro Member and download the guides.
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10 lifestyle swaps for longevity
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Mastering menopause
Frequently asked questions
Citro is a free online community for Kiwis aged 40+ looking to make the most of life. With the Citro App, you’ll get access to inspiring articles, expert tips, e-books, recipes, games, and more -all designed to help you navigate money, health, lifestyle, and travel.
Plus, when you shop with our partners, you’ll earn cashback on your purchases. Sign up for free and start enjoying the benefits today!
Earning cashback with Citro is simple! Just download the Citro App and link your everyday Visa card - no need for a new bank account or card.
When you shop with our partnered brands via the Citro app, you’ll automatically earn cashback.
Your rewards will then be deposited into your nominated account. Start saving effortlessly with every purchase!
It’s free to be a Citro member! No strings attached